Posted on August 06, 2016 in Main

Stress is a common and well-known side effect of divorce, but many underestimate just how significant the impact of that stress can be. Concentration and memory may be diminished. Emotions may seem to be erratic and unpredictable. In addition, prolonged stress can increase the risk of long-term health complications, such as heart disease, obesity, depression, and even cancer. Protect yourself from these risks by learning how to effectively manage the stress of divorce.

Turn to the Professionals

A lot of divorcees attempt to save money by doing more of the work themselves. They put off therapy when they need it. They use information they find on the internet to file for their divorce. If they have lost their insurance, they may even skip trips to the doctor when they start experiencing troubling symptoms. Be aware: these shortcuts might seem like a great way to save money during the divorce process, but the long-term consequences can be costly and irreversible.

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 Posted on July 26, 2016 in Main

Under Illinois state law, every child has the right to receive emotional, physical, mental, and financial support from both parents. Fathers also have the right to seek parenting time with their biological children, regardless of the status of their relationship with the child's natural mother. But when a child is born to unmarried parents, legal paternity must be established before any rights can be enforced. If you are an unmarried parent, or suspected of being the father of a child, understanding what parentage is and how it can be established is very important.

What is Parentage?

When children are born to married parents, there is little question about their parentage, or the identity of their father. If the child's parents later divorce, the father is legally able to seek parenting time with the child and has an obligation to support the child. However, children who are born to unmarried parents do not have this same built-in parentage. While the tie to their mother is automatic, the paternity (biological tie to the father) must be legally established before it can be considered valid.

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 Posted on July 20, 2016 in Main

Parents choose to stay home with their children for a number of reasons. For some, their family's lifestyle is easily supported by their spouse's income, which gives them the financial flexibility to spend time with their children. Others may stay home out of necessity.

Regardless of the reason – be it to care for a special needs child, a desire to parent full-time, or simply because they can – all are at risk for lifelong poverty, should their marriage end in divorce. If you are a stay-at-home parent and planning on filing for divorce, or have already been served with divorce papers, learn what you need to know about protecting your financial future, and how you can obtain skilled legal counsel, even if you have no assets of your own.

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 Posted on July 11, 2016 in Main

Divorce is a mentally, emotionally, and often financially challenging process that can impact almost every aspect of your life. Furthermore, there are several pitfalls and missteps that can have a long-term effect on your life. But can divorce hurt your credit rating? And, if so, how?

Filing for Divorce Does Not Equal Credit Doom

The act of filing for divorce itself does not impact your credit. Instead, it is the actions or inactions following divorce that can negatively affect your credit score. For example, if you are ordered to pay child support during the divorce decree but fail to make your payments, a judgement may be entered against you. Ultimately, this judgement will have a negative impact on your credit rating.

Dividing Debts During Divorce

Another potential influence on your credit is the way that debts are divided during divorce. If not done appropriately, you may end up with more debt than you can handle in divorce, which can cause you to fall behind on your payments. This is why it is critical that you seek guided assistance from an attorney with the division of your debts and assets during divorce. Able to help you understand if and why a debt may or may not be your responsibility, an attorney can help you negotiate a debt and asset settlement or, if an amicable solution cannot be reached, they can litigate on your behalf in court.

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 Posted on June 23, 2016 in Main

During a divorce, a couple's marital property is divided—property which may include retirement accounts and pensions. In order to allocate retirement accounts and pensions, documents called Qualified Domestic Relations Orders (QDROs) are necessary to divide a couple's retirement assets. However, most people are strangers to these documents until they require one. Therefore, familiarizing yourself with a QDRO, before your divorce proceeding gets off the ground, can be helpful.

What Does a QDRO Do?

A QDRO is a document that helps apportion percentages of any interest you may have in a retirement plan, such as a 401(k) or a pension. If your interest is in a public state entity, such as a Chicago Public Schools pension, you will need a document with specialized language known as a QDILRO, though they are functionally very similar.

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 Posted on June 16, 2016 in Main

Before a civil action of any kind can be mounted in Illinois, it must be determined if this state has the right to hear it. This concept is called jurisdiction, and a court must have jurisdiction before any suit you file is permitted to move forward. In most situations, it is fairly easy to ensure a court has jurisdiction over your suit; however, the laws are quite specific.

Two Types of Jurisdiction

Jurisdiction is defined as the extent to which a legal authority can reach. There are two types of jurisdiction, both of which most people are familiar with in at least a colloquial sense.

The first type is subject matter jurisdiction, which essentially grants a court the right to adjudicate a specific type of case—for example, the DuPage County Family Law division of the Circuit Court has subject matter jurisdiction over divorces in that area, while the state's Probate Court has jurisdiction over the disposition of wills, trusts, and other estates. Subject matter jurisdiction is almost always granted by law—as long as a suit is filed in the court that handles such cases, subject matter jurisdiction has been met.

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 Posted on June 07, 2016 in Main

At MKFM Law, we have clients from all walks of life, with all types of families, or with none at all. In this day and age, those who are parents have to begin thinking about university costs and other school expenses much earlier than in previous years. It is in this spirit that our firm wants to Give Back—help our clients and their children move toward a quality education, as a show of appreciation for choosing us to help them through difficult situations.

The Program

The MKFM Law Giving Back For College Reimbursement Program is open to current and former clients of our firm and their children. Mirabella, Kincaid, Frederick & Mirabella, LLC is offering two gifts, comprised of reimbursement funds, that have already been paid to our firm. In other words, money previously paid to Mirabella, Kincaid, Frederick & Mirabella, LLC as fees will be reimbursed to the winner and runner-up.

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 Posted on June 02, 2016 in Main

A questions asked by some divorcing parents is whether or not they are able to terminate the parental rights of their ex-spouse for various reasons. The answer is usually no; however, in unusual situations where a series of events have occurred, the answer may be yes. Either way, it is in your best interests to ensure that you understand your options.

Illinois' Adoption Act

Illinois law, for better or worse, does not allow one parent to simply file a petition expressing a wish to terminate his or her ex-spouse's parental rights. The wish to terminate must come along with someone willing to step into that place. Moreover, the most common situation in which this occurs is that of adoption.

The law does not favor the termination of parental rights, and to do so is not something taken lightly. Even a negligent parent can be obligated to pay child support, and if the opportunity is there for that parent to change his or her ways, the court will usually wish to preserve his or her parental rights.

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 Posted on May 27, 2016 in Main

During a divorce proceeding, many areas of life cease to be normal. You may have to change your schedule or your children's, you may have to make career changes, or you may simply have no money. If your issues are financial, however, there is a potential avenue by which you can stabilize things until a divorce decree is finalized. Temporary support may be available depending on the facts of your situation.

The Petition

It is sadly not uncommon that in a situation where temporary relief is not available, the spouse with increased financial leverage may be able to bully or push the poorer spouse into a settlement simply because he or she cannot afford to pay an attorney to negotiate a better settlement. The state of Illinois permits petitions to be filed for temporary child support, maintenance and interim attorney's fees to help avoid this situation.

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 Posted on May 20, 2016 in Main

Sometimes, when a couple decides to divorce, the dissolution can be completed in a much more direct and uncomplicated way than realized. Therefore, if your marriage is of relatively short duration, and you have few legal entanglements, you may be eligible for a procedure known as a simplified dissolution or uncontested divorce. Not every couple may use it; however, if you and your spouse fit the criteria, then it can save you significant time and trouble.

A Simplified Dissolution is Not an Annulment

One important myth to correct is that a simplified dissolution is still a divorce, rather than a type of annulment. An annulment, under Illinois law called a declaration of invalidity of marriage, is when a marriage is held to have never legally occurred. This is usually due to some legal inadequacy on the part of one or both participants such as being under the age of majority, or some fraud being perpetrated. Declarations of invalidity of marriage have somewhat fallen into disuse in Illinois aside from those who obtain them for religious reasons, since divorce is as simple or more so for most couples.

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